Filing a credit report dispute with TransUnion is easy. Here’s how to do it.
One of the most important things you should check throughout your credit report is that the information listed in it is accurate. Sometimes, creditors report information that is inaccurate or outdated. Fortunately, if you spot something that doesn’t look right in your TransUnion report, it’s easy to file a dispute. Here’s how it works.
Why Dispute?
If you’re reviewing your report and notice something that’s not accurate, the inaccuracy could have a negative effect on your credit scores and perceived creditworthiness. If you file a dispute, the bureau producing the report (in this case, TransUnion), will investigate the credit report item in dispute. If it’s found to be inaccurate, the bureau will change it so that it’s accurate, which could mean removing it or altering it in some other way.
How to Dispute
Each bureau has its own way of receiving and processing disputes to its credit reports. At TransUnion, it’s easiest and fastest to dispute online: simply create your account or log in at dispute.transunion.comto get started. You can also call TransUnion or mail in a dispute.
What to Expect
The outcome of your dispute depends on what the investigation reveals. If it is found that you did have inaccurately listed information in your report, it will be changed to be listed accurately. Regardless of the outcome, you’ll be updated at key moments throughout the dispute process and can log in anytime to check the progress. Investigations typically take 30 days to complete, but 30-45 days is a good estimate. It’s in the best interest of the bureaus to make sure their credit reports are as accurate as possible, so you can trust your dispute will be investigated fairly.
The Article Was Originally Appeared on True Credit
The Lessons of War:Survival Classes Introduced in Ukraine’s Schools
Cybercrime in Nigeria:Inside a “hustle kingdom”
Weather Damage and Arson Attacks Are Challenges US Election Officials Facing
UN Security Council Meets on Threats to International Peace and Security
US Political History:Some of the Most Bizarre Moments
UN Security Council Hears Report on United Nations Interim Administration Mission in Kosovo
As Aid Access Blocked,Community Soup Kitchens Feed Sudan’s Starving
Are Religious Groups in Bangladesh Gaining Power?
If you want to contact us
Subscribe our latest updates
Subscribe our You Tube Channel