When it comes to your credit health, thinking positively can go a long way. But to truly understand how your credit report affects your credit health, it’s also important to focus on the negatives. That’s because the fewer negative items on your credit report, the healthier it may appear to those evaluating it
Avoiding to charge more than you can afford is common-sense thinking. But many Americans are in a position where they don’t have enough savings to bail themselves out of financial emergencies