The outcome of your dispute depends on what the investigation reveals. If it is found that you did have inaccurately listed information in your report, it will be changed to be listed accurately. Regardless of the outcome, you’ll be updated at key moments throughout the dispute process and can log in anytime to check the progress
When it comes to your credit health, thinking positively can go a long way. But to truly understand how your credit report affects your credit health, it’s also important to focus on the negatives. That’s because the fewer negative items on your credit report, the healthier it may appear to those evaluating it
Many people think there is. You are legally entitled to a free annual credit report from each of the 3 credit bureaus. But none of them come with a score. That said, when you get your annual credit report from one of the bureaus, the bureau may show you a separate offer for your credit score. That score offer may be free or carry a fee
Think back to a time when your performance was measured in letter grades. Basically, having a great credit score is equivalent to being an a student
Each of your 3 credit bureau reports shows basic identifying information like: name, current and past addresses, date of birth and employer. There’s also a space for a consumer statement, a place where you can explain certain parts of your credit report