Avoiding to charge more than you can afford is common-sense thinking. But many Americans are in a position where they don’t have enough savings to bail themselves out of financial emergencies
Many people think there is. You are legally entitled to a free annual credit report from each of the 3 credit bureaus. But none of them come with a score. That said, when you get your annual credit report from one of the bureaus, the bureau may show you a separate offer for your credit score. That score offer may be free or carry a fee
Think back to a time when your performance was measured in letter grades. Basically, having a great credit score is equivalent to being an a student
In 2014, six years after the financial crisis, the SEC came up with a noble idea: implement new rules to make money market funds more stable and resilient. This idea may have buttressed the money market fund system, but it also put individual investors in a more precarious position
Each of your 3 credit bureau reports shows basic identifying information like: name, current and past addresses, date of birth and employer. There’s also a space for a consumer statement, a place where you can explain certain parts of your credit report
For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, gaining the upper hand on it can seem hopeless. Fortunately, there are proven strategies you can start using