When it comes to your credit health, thinking positively can go a long way. But to truly understand how your credit report affects your credit health, it’s also important to focus on the negatives. That’s because the fewer negative items on your credit report, the healthier it may appear to those evaluating it
Many people think there is. You are legally entitled to a free annual credit report from each of the 3 credit bureaus. But none of them come with a score. That said, when you get your annual credit report from one of the bureaus, the bureau may show you a separate offer for your credit score. That score offer may be free or carry a fee
Think back to a time when your performance was measured in letter grades. Basically, having a great credit score is equivalent to being an a student
For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, gaining the upper hand on it can seem hopeless. Fortunately, there are proven strategies you can start using